Last Updated: January 2026

Joya Apps Terms & Conditions – Your Rights and Responsibilities

Please read these Terms and Conditions carefully before using the Joya Apps platform. All important rules regarding accounts, betting, payments, bonuses, and responsible gaming are explained here in plain language.

Fully in Bengali User-Friendly Clear & Simple

1. General Terms

Joya Apps (hereinafter referred to as the "Platform" or "we") is an online Sports Betting and gaming service provider. These Terms & Conditions ("Terms") apply to every member ("you" or "user") who uses the Joya Apps platform.

By registering or using Joya Apps, you are considered to have fully agreed to these Terms & Conditions. Please read them carefully before signing up.

These Terms are available in both English and Bengali. In the event of any dispute, the Bengali version shall prevail.

Joya Apps reserves the right to update these Terms and Conditions at any time. Members will be notified of any changes via their registered email or platform notifications. Continued use of the platform after any changes constitutes acceptance of the updated Terms.

2. Account Registration & Management

To use services on Joya Apps, you must create a valid account. You are required to provide accurate and truthful information during registration.

Registration Process

  • A valid mobile number or email address is required.
  • Use a strong password — at least 8 characters, including numbers and special characters.
  • Each individual may only open one account. Multiple accounts are strictly prohibited.
  • Account credentials must not be shared with anyone.

KYC Verification

KYC (Know Your Customer) verification must be completed before your first withdrawal. You will need to submit a copy of your National ID (NID) or passport. Verification is typically completed within 24 hours. Providing incorrect information may result in your account being suspended.

Accounts registered with false information will be terminated and any balance may be forfeited.

3. Eligibility & Age Requirements

To open an account and use services on Joya Apps, you must meet the following eligibility requirements:

  • You must be at least 18 years old. Use of Joya Apps by minors is strictly prohibited.
  • Online betting is not legally prohibited in the country or region where you reside.
  • You are using the platform of your own free will and with full awareness.
  • You are not currently enrolled in any self-exclusion program.

Joya Apps is committed to protecting minors. Any account suspected of being underage will be suspended immediately pending age verification.

4. Betting Rules

The following rules apply to all betting activity on Joya Apps and are binding on all users equally.

Place a Bet

  • Once a bet is confirmed, it cannot be cancelled or changed.
  • Each bet has a set minimum and maximum stake, which may vary depending on the event.
  • Odds may change during live betting. The odds at the moment your bet is submitted are final.
  • If an event is cancelled, the bet amount will be refunded.

Event Cancellation & Postponement

If a sports event is delayed by more than 36 hours from its scheduled time, the bet will be considered void and the stake will be refunded. For partial results, Joya Apps's decision is final.

Odds & Results

Joya Apps always strives to offer competitive odds. If incorrect odds are displayed due to a technical error, Joya Apps reserves the right to void the affected bet. In such cases, the member will be notified and the stake will be refunded.

Special betting rules may apply for cricket, football, and other sports. For more details, visit Help Centre View.

5. Deposits & Withdrawals

Joya Apps supports transactions via Mobile Pay, Nagad, Rocket, and other popular mobile banking services in Bangladesh, as well as bank transfers.

Deposit

  • The minimum deposit amount is BDT 200.
  • Deposits are generally credited to your account instantly.
  • Only use payment methods registered in your own name.
  • Deposits from third-party accounts are not accepted.

Withdrawal

  • The minimum withdrawal amount is ৳500 BDT.
  • Withdrawals are typically processed within 1–24 hours.
  • Withdrawals may be held until KYC verification is completed.
  • Your first withdrawal must be made through the same method used for your deposit.
  • Wagering requirements must be met before withdrawing bonus funds.

For suspicious transactions, Joya Apps reserves the right to hold withdrawals until the account has been verified.

6. Bonus & Promotion Terms

Joya Apps offers a variety of bonuses and promotions. Each bonus comes with its own terms, which you should read before accepting.

Wagering Requirement

A specified amount must be wagered before bonus funds can be withdrawn. For example, a 30x wagering requirement on a BDT 1,000 bonus means you must place BDT 30,000 in bets.

General Bonus Rules

  • Every bonus offer has an expiry date. Any unused bonus will be forfeited once it expires.
  • Each user may use a promotion only once.
  • Joya Apps reserves the right to cancel any bonus if misuse is suspected.
  • Welcome bonuses are available to new members only.
  • Certain games cannot be played with bonus funds — each bonus offer will specify the list of eligible games.

Full terms and conditions for all our bonuses On the Bonus Page Available.

7. Prohibited Activities

The following activities are strictly prohibited to maintain a fair environment on Joya Apps:

  • Creating multiple accounts or using another person's account.
  • Attempting to abuse or manipulate the bonus system.
  • Intentionally exploiting technical errors or bugs for personal gain.
  • Using automated software or bots to place bets.
  • Using the platform for money laundering or any other illegal financial activity.
  • Threatening or harassing other users.
  • Match fixing or betting based on unlawful insider information.

Involvement in any of the above activities will result in permanent account closure and may be reported to the relevant authorities.

8. Account Suspension & Closure

Joya Apps reserves the right to suspend or permanently close accounts under the following circumstances:

  • For breach of Terms and Conditions.
  • Providing false information during KYC verification.
  • Extended inactivity (12 months or more).
  • When required by regulatory direction or legal obligation.

Voluntary Account Closure

If you wish to close your account, please contact the Help Centre. Withdraw any remaining balance before closure. Bonus balances cannot be withdrawn.

For inactive accounts, a maintenance fee of up to BDT 100 per month may be charged after 12 months of inactivity. Your balance will never go below zero.

9. Responsible Gaming

Joya Apps believes betting should be a form of entertainment, not a source of income. We are fully committed to supporting responsible gaming.

Our Features

  • Deposit Limit: Set daily, weekly, or monthly deposit limits for yourself.
  • Session Limit: Set a time limit for how long you play in a single session.
  • Cooldown Period: Take a break from betting for a set period of time.
  • Self-Exclusion: Deactivate your account permanently or for a set period of time.

Need Help? Responsible Play Page or contact our support team.

If you're experiencing a gaming problem, don't hesitate to reach out. We're always here to help.

10. Changes to Terms & Contact

Joya Apps reserves the right to modify these Terms & Conditions, in part or in full, at any time. Members will be notified at least 7 days in advance of any significant changes.

For any questions or concerns regarding these Terms & Conditions, please contact us through the following:

  • Email: support@joyaapps.bet
  • Live Chat: Chat button at the bottom-right corner of the platform
  • Help Center: /help-center

These terms were last updated in January 2026.

Joya Apps' Transparent Policies
Full Transparency

Every one of our terms and conditions is written in plain, straightforward English. No hidden fine print — what you read is exactly what you get.

Secure Transactions

Every payment you make is secured with top-grade SSL encryption and meets international security standards.

Fast Resolution

In the event of a dispute or issue, our team will aim to resolve it within 48 hours. Bengali-language support is always available.

Fair Odds

Our betting system runs on certified RNG technology. No manipulation — results are completely fair.

Responsible Gaming

Through deposit limits, self-exclusion, and cooldown periods, we help you maintain healthy gaming habits.

Everything in Bengali

Everything from our Terms to customer support is available in Bengali — no English required.

Done reading the terms? Get started now

Sign up on Joya Apps and experience Bangladesh's most trusted betting platform. Don't forget to claim your welcome bonus.

Free Registration Transparent Bonus Policy Mobile Pay / Nagad Support 24/7 Bengali Support
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